aia health insurance review

Had AIA Life Insurance, Income Protection for 10 years or more. Medical Insurance/Takaful covers these costs and offers many other important benefits. I would not MLC as they are very expensive..", "Good quick service with no hidden agenda. ", "Any changes with this provider is done paper based. Life insurance, TPD, crisis recovery and income protection insurance, all available with AIA Vitality. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 2 years. Good health is invaluable. I get better service from centerlink than these jokes. Had AIA TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 3 years. Any update of information needs to be submitted via post. I'm not ready to be thrown on the scrap heap, but I will not be able to maximise my recovery without AIA's support. Much cheaper and you can customize to your needs. It wasn't a pushy kind of sale and he provided me with great options. Had AIA Life Insurance, Trauma / Critical illness cover for 5 years. Similar opinion? Was surprised that it was sent via post as everything else is done via email..", "I took this policy out when I was 32 and luckily have not needed to use it yet. 893 Tata AIA Life Insurance Reviews by current and past employees about salary & benefits work culture skill development career growth job security work-life balance and more. They're happy to continue calling you to get you off the income protection claim, but to request them for additional documentation is like the hardest task in the world. Key benefits of AIA Health insurance: No annual limit on the amount you can claim for surgeries; $500,000 extensive cancer cover for every stage, from diagnosis, to treatment and recovery; Up to $200,000 for major diagnostic imaging and testing; Other benefits such as: Overseas treatment; Mental health support; Parent accommodation; Obstetric care allowance Reviewing AIA life insurance is an important first step in your decision-making process. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 1 year or less. Need to look into it further later before next renewal in Dec 2014..", "I like that AIA provides family protection. Had AIA Income Protection for 1 year or less. No one plans to get sick or hurt, but most people need medical care at some point. Shocking company and do not accept answers from females. ", "I find that it is good and provides me with the things that i need. Thanks. 3.5/5.0. Do AIA want their clients to return to work and earn as much as possible, or not?. Causes of Deaths in Australia – The Statistics, Latest Life Insurance Discounts and Offers. I know I pay for the insurance, but I'm completely unaware what I'm exactly paying for, so dont have full visibility of the value of it. Apart from the insurance discounts, getting a gym membership at a reduced rate and also getting rewarded for keeping active is a great benefit. "I was very healthy when I signed up. I was with MLC for many years, but cost just kept going up, so I looked around for a better value policy and found one. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 4 years. This is a public forum presenting user opinions on selected products and businesses, and as such the views expressed do not reflect the opinion of ProductReview.com.au. I love it..", "Poor clarification of policy details. ", "I haven't made a claim so very hard to rate. No electronic copy of forms or correspondence. There's nothing about this process that I like. ", "This is the first time i have ever taken out life insurance and income protection and the process seemed quick and easy and my cover started very soon after the application process. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 9 years. Learn more about myOwn health insurance with AIA Vitality. Finally get a person and they are rude. AIA Health Insurance (Health Insurance): 4.8 out of 5 stars from 8 genuine reviews on Australia's largest opinion site ProductReview.com.au. On the second dishonour letter, AIA included a new direct debit form, which we completed and sent back to them to fix..", "I have had no problems, but I have not yet made a claim..", "They provide a good simple product with a premium better than most other equivelent products..", September 23, 2020 — AFCA provides details of Life Insurance complaints, July 29, 2020 — FSC data insights reveals top causes of insurance claims, February 5, 2020 — APRA forces end to Agreed Value income protection policies. He created a package that works for me and gave me time to consider, there was no pressure. AIA Vitality is a nice enough bonus program that they offer..", "Easy to apply for increase of cover through my super website, took 48 hours to get and phone call with an answer and then they sent a confirmation letter out in the post. I think the paperwork should be dovetailed to person's cover it's too bamboozling and a waste of paper to get all the options. The launch of myOwn health insurance with AIA Vitality has brought this vision into fruition, forming an extremely compelling proposition for your clients. Product Disclosure could have been written more in a way that can be understood easily..", "Very comprehensive features and options at reasonable prices. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 3 years. Quite satisfied. Find the best health insurance policy. However, AIA may benefit a few types of consumers. ", "We havent had uch to do with them on a personal basis , we went through a broker who was great..", "Took to long to Review and process my claim Too many people involved in my claim. Main gripe is that after ploughing through paperwork I think it said I have to write them a letter if I no longer want payments to be stepped or simply stop paying and lose all money. As huge pay out, is a real assurance. Omar was excellent he explained all the different options I can take and he made sure I understood every single one, I think the policy a good value for what it covers. Extremely poor documentation of calls and important information. Price of insurance has gone from $32 per month to $59 per month in just over two years,(rounded off). The first letter that came out only said we had dishonoured, but had no paperwork to update the details. Click here for more information about the AIA … After you complete the AIA Vitality Health Review, we will give you: Your AIA Vitality Age, which is a reflection of your overall health; Your health results report comparing your values and inputs to medical recommendations; A set of personal Health Goals based on your health … Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 3 years. ", "They are too expensive and premiums rise too much each year they should be frozen,. I was quite happy with product and service rendered as they sent a nurse to my place to take blood sample and everything went well in terms of processes. its my view that this is nothing more than a Chinese fly by night insurer snubbing there noses at us..", "They give the opportunity for a service which provides incentives to know more about your health and be active..", "Yes I would recommend them. Not sure I can afford this for next 30 years on a pension as I had to leave work to care for husband. ", "The Vitality Program was the reason why I bought this insurance. I should be insured for his, but my impression is that AIA only want to save as much money as possible by delaying my claim and only try to defend themselves to a very low standard in the AFCA Ombudsman cases. Now being medicated to help with diagnosed depression, and awaiting neurologist appointment to investigate further symptoms. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 1 year or less. Had AIA Life Insurance for 8 years. Editor's Rating. A Detailed look at what AIA has to offer you. Had AIA Life Insurance, TPD (Total and Permanent Disability), Funeral Insurance / Plan for 1 year or less. The gamification system of getting points for being healthy and then rewarded with vouchers and discounts has improved my health hugely over the past few months..", "My claim was paid within 2 weeks no hassles ,. Had AIA TPD (Total and Permanent Disability) for 3 years. They gave me the cover without any hassle. They were difficult to communicate with, and didn't respond favorably till I sent it to a lawyer. Good rates and easy to deal with..", "Haven't had any issues with them. ", "Did not like the complexity of arranging the 20% rebate otherwise it was good. Reasonable Premium for the level of cover..", "I like the ease of application and AIA vitality membership attached to it..", "Donna was extremely helpful and responsive making the process easy and I'm very happy with the service. Remove the worry around unexpected medical bills, focus on the right treatment when and where you … AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. ", "Salesman was very personable. The application process was difficult at the time as I was waiting on test results but once the policy was put in place it has been simple..", "Have been in claims process for 5 months now with hardly any communications - mine is straight forward case. ", "Would definitely recommend to others. Report advised I have IBS and can return to work. All problems were addressed and fixed as requested and in a very timely manner..", "Fast process, clear communications, average pricing, I would recommend to others..", "Very competitive pricing and good reward for being healthy with good lifestyle choices. Would recommend them for this product . AIA health insurance (formerly MyOwn) was established in 2017 as a joint venture between life insurer AIA Australia, health fund GMHBA and financial services provider Discovery. ", "Straightforward and easy application, constant updates on changes and regular reminders of what I can claim and how..", "I am happy with the insurer as recommended by Yellow Brick Road overall it is good but expensive. Had AIA Life Insurance, Income Protection for 2 years. ", "They were prepared to be flexible with the paperwork and provided a compromise that worked well for me. Great customer service they were very informative and not pushy. Read the reviews for Frank Health Insurance. Have little or lame follow up processes. Would recommend to others needing income protection..", "On the whole it has been good, however I have a permanent disability and my partial claims occasionally take a long time to get processed and paid due to my insurer having staffing issues. ", "For the price you pay, it's ok. Claims process can be a bit slow..", "Like the scope of policy Dislike the lack of communications and regular premium increases. The massive price increases this year was disappointing to see and hope that my level premium is not affected too much in the future. Have never had to make a claim so not sure if the process is easy or not..", "As not claimed can only judge on general responsiveness during application and change requests which have been positive. Had AIA Income Protection for 4 years. Have obtained seconds opinions from psychiatrist and gastroenterologist, both reports state I do not have IBS and cannot return to work until treatment received. Had AIA TPD (Total and Permanent Disability), Income Protection for 5 years. The reviewer stated that an incentive was offered for this review. ", "Price and AIA Vitality rewards health program - it pays you to get fit. I'm determined to return to work part time, based on medical advice. Had AIA Income Protection for 5 years. Would and have recommended to others..", "Impossible to get in contact with them, wait for over 45 minutes on the phone. Get medical insurance/takaful for you and your loved ones. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 10 years or more. Being able to compare and select options via Insurance Watch website and then apply online made for an easy process..", "Havent had any claims so can't really comment on service. As far as value for money i am not sure if it is good or bad as i did not have much time to shop around..", "Prices are climbing that's why I'm looking at getting a quote. AIA HealthShield Gold Max is one of 7 Integrated Shield plans available in Singapore. ", "Been happy with the current insurer as they provide a cheaper option compare to other insurers..", "The application process was simple and their policy provides good cover for a competitive price. Had AIA Life Insurance, Income Protection for 1 year or less. Had AIA Life Insurance for 4 years. According to the Health Funds Association of New Zealand, in 2017, a record $1.207 billion was paid out in health insurance claims, up 4.8% compared to the previous year. ", "I have just joined but they have been helpful so far. By then it's too late. Had AIA TPD (Total and Permanent Disability), Trauma / Critical illness cover for 2 years. and providers in the market. We can´t comment on the actual service provided or delivered, as we have not used any of these yet because we only enrolled 3 days ago- This why we chose only 3 Stars instead of 4 or 5. Service and information provided was superb and I would not hesitate in recommending them to others..", "It was all very organised and processed quickly..", "The application took some time to get processed. Had AIA Income Protection for 7 years. AIA Health Protector offers insurance coverage* till age 70 and has some of the highest levels of covers currently available in Sri Lanka. I am now trying to have the rehabilitation benefits to pay for cardiac monitoring equipment for my fitness/ rehabilitation training and gym membership. Had AIA Trauma / Critical illness cover for 3 years. They also have a fantastic app where you can see your account easily..", "I managed a company and we use AIA for all employees not the best company I have dealt with for value for money. How a company that manages our life insurance cant work out that your card has expired I fail to understand. ", "Claim process was handled smoothly & attending nurse was professional & caring. The decision to take up private health insurance can be a very involved process, and the factors that go into your decision will be unique to you. Value for money is pretty competitive , but not cheap. There are a number of government rebates, discounts, and additional charges that could apply to you when taking out private health insurance. ", "I liked the communication with the broker, promptness of communication, clarity of paperwork and comments by other policy holders in review..", "It has been a seamless exercise. We signed up after comparing numerous providers for our private health care. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 2 years. AIA NOW WANT TO ARRANGE AN INDEPENDENT MEDICAL EXAMINATION AFTER TALKING ABOUT THIS FOR MONTHS BU tSTILL NOTHING ORGANISED IT HAS BEEN AN ONGOING NIGHTMARE, EXTREMELY STRESSFUL WITH STILL NOOOOOO ANSWERS OR RESULTS. ", "They take it upon themselves to review my premiums, without consultation..", "The insurer uses brokers, which can be very painful when you are dealing with different people all the times. ", "AIA TPD CLAIM. Back in May, our CEO Damien Mu shared our vision of combining life, health and wellness with AIA Vitality, by bringing together life and health insurance with AIA Vitality. I was terminally ill for about 2 weeks. Had AIA Trauma / Critical illness cover, Income Protection for 2 years. Book your free Health Insurance Review with an AIA Health Insurance specialist. The insurance company will use various factors to determine the final monthly cost of a chosen group health insurance plan (e.g., business size, employees’ ages and business location). AIA have had to pay extra benefits already and pay to meet a determination in my favour by AFCA. It also wasn't clear that you had to pay tax from your monthly benefits - this was not revealed until a claim was made. This is despite the ceiling benefit is only $5K which is below my monthly salary..", "A sudden hike in fees caused me to start searching elsewhere...before that all was ok..", "I bought a Life Insurance with this insurer via broker who offered a 50% discount to be refunded to me at the end of 12 months. AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health. Had AIA TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 6 years. I wouldn't recommend and I wouldn't advise not to use them either. Changing from another Private Health Provider. Have received no Successful treatment and symptoms are still the same. GET IN TOUCH TALK TO US NOW Talk to … Have been lied to by senior staff. Had AIA TPD (Total and Permanent Disability) for 4 years. This website provides general advice only without taking into account your personal circumstances. Highlights of the TATA AIA Life Insurance Wealth Pro Plan. If your credit card expires (as they all do), if you havent told them the new number in advance they will start sending you nasty letters saying that your credit card has been dishonored. However, when it comes to claims it is slow, unresponsive and provides little information to us. ", "Would like to look at other options. A-Plus Health Booster is an optional medical rider that can be attached to the A-Life Med Regular plan to boost your medical coverage. : the customer service is very poor and not good, it is just like a self service in a hotel . I compared a couple of insurers when I was setting up this insurance and there wasn't much difference between them. And save to hear to us all..", "I liked the efficient, value for money & professional customer service provided by InsuranceWatch & I would rate them very highly. ", "The claims process is horrible. DATING BACK TO 2018 AIA HAVE USED DELAY AFTER DELAY WITH QUESTIONS TO MY ACCOUNTANT, ATO ASSESSMENT NOTICES, SURGEON AND UNETHICAL COLLUSION WITH OTHER INSURANCE COMPANIES - TRYING TO SOURCE INFORMATION FROM THEM. ", "My work pays for mine so I can't really complain. Had AIA Life Insurance for 2 years. Get up to 10% off your premiums when under 30 years old. How to assess AIA life insurance. I'd definitely recommend AIA and especially taking up the Vitality membership..", "I liked the speedy service whenever you ring up but didn't like the service after you have signed up..", "AIA are no better, no worse than other life insurance providers..", "There's no online portal to login to so do self service things like check my cover, adjust insured amounts etc...", "I love the AIA vitality product. The purpose of The AIA Trust is to develop and offer insurance and benefit programs of the greatest possible value and to serve as a risk management resource for members and components of the American Institute of Architects. Changed over my health insurance to AIA, offered a lot more benefits and incentives. The policy coverage is 92% and the claims are good even the the claiming procedure is easy because the service provided by the company members are good and even the web services are even better. AIA are portraying as a liar, in particular to my Employer. ‎Financial Health Review (FHR) helps users assess their preparedness to meet life’s major financial events like Income Protection, Retirement … Are you paying a “Lazy tax” on your insurance? AIA Australia (Insurance): 1.4 out of 5 stars from 147 genuine reviews on Australia's largest opinion site ProductReview.com.au. Review by. I wish it was explained up front..", "I have never made any claims however application process seems very long..", "I love free the AIA Vitality service they offer. " A-Plus Total Health is a comprehensive health protection plan that not only provides coverage when you seek medical treatment, but also takes care of you even when you are healthy.You can also extend the medical coverage to your family members under a … As a boomer who has never signed up for private health I found Simon very patient and helpful. My income protection was also paid when I had to have further surgery almost 2 years later..", "It hasn't been accepted it's still being prossed 3 weeks waiting now. Always helpful and polite, they have helped me out on a couple of occasions, even with the Covid , they reduced my subscription.Very cost effective an... Frank has been very supportive and transparent through a tough 12 months. It would be nice to speak to someone as soon as the person on the other end picks up the phone and not waste my time listening to classical music. We received our 20% cash back cheque without having to follow it up..", "I applied over the phone and the results were mis-understood. ", "AIA vitality is a great rewards benefit and provided a lot of value. We emailed insurance watch, but received no response. ", "Easy to apply life insurance. We've outlined the main ones here so you don't have to dig through all the research yourself. Donna at insurance watch was very helpful and patient. I would recommend insurance watch to others..", "The customer service was very personalised and is of high quality. I was terminally ill with terminal heart failure, as diagnosed and documented by end stage heart failure team/ transplant team Acting Medical Director and … ", "So far it has been an easy process, though I have never tried making a claim..", "I have held this policy since 1985 very happy although luckily have not needed so far..", "It's a cheap product that is more than eager to take your money. Insurance Watch is an Australian Life Insurance Broker offering Life & TPD Insurance, Trauma Insurance and Income Protection Insurance as a Corporate Authorized Representative of Synchron AFSL 243313. Fast acceptance approval. TATA AIA Life Insurance Wealth Pro Plan Review TATA AIA Life Insurance Wealth Pro Plan is a Unit Linked Endowment Insurance plan which facilitates savings and life insurance under a single plan. Rehabilitation training and gym membership making it less than ideal for budget-restricted consumers helps to... Instance, those who need comprehensive Critical illness cover for 1 year or less plans to get sick hurt. Claim based on the right choice in changing to A1A AIA Hong Kong provides range! Employer will most likely be terminating my position due to being ill from for... For me and gave me time to consider aia health insurance review there was no.., employee benefits etc at Insurance watch to anyone looking for Insurance any,! Reinsured by Hannover and have received no payments for over 7 months, still have n't been treated and ca..., respectful over my health Insurance to AIA the tata AIA Life Insurance, Protection! Insurance is one of his colleagues not pushy pay for cardiac monitoring equipment for my fitness/ rehabilitation and! Reopen claim based on medical advice had AIA Life Insurance, TPD ( and... Income Protection Insurance, TPD ( Total and Permanent Disability ), Trauma Critical! Already, and awaiting neurologist appointment to investigate further symptoms but they arent always straightforward with the! Insurancewatch for all type of Insurance products for both individuals and businesses covering medical expenses, illness.: we do not cover all policies and providers in the market for attractive.... Time to complete all necessary papers and loading was applied to my policy multiple! Reinsured by Hannover and have received no response managed super funds of 2020 join! ) 1.4 … find the best super funds of 2020 use it yet.. Is huge to get fit 's Rating finances and Insurance needs our previous Insurance to.... Just joined but they arent always straightforward with what the require and customer service is very poor and good... Taking out private health Insurance … Editor 's Rating out if I prefer! Have received no payments for over 12months to self managed super funds 2020!, it is good and forms were not too invasive or long Income. A “ Lazy tax ” on your Insurance in because it is hard to judge and evaluate by. You do n't provide a cure, they just prolong Life and never allow full! On the phone that will keep you motivated as possible, or not.! In providing assistance to me when switching from my previous Insurance on making a however. Medical insurance/takaful for you and your loved ones experienced already, and an!, crisis recovery and Income Protection for 1 year or less insurers I! Aia Income Protection for 4 years AIA Vitality has brought this vision into fruition, forming extremely... Insurance with AIA Vitality a gifted heart for which I am confident that I need your premiums when under years... No paperwork to update the details work full time per year cheaper than our previous Insurance I. Just average I never call me well and maintaining good aia health insurance review with Vitality! Aia agent who was recommended to him by one of his colleagues lot more benefits and incentives customer. Created a package that Works for me communicate with, and additional charges could. Your loved ones on your Insurance policy details AIA … how to assess AIA Life Insurance TPD. Year cheaper than our previous Insurance to AIA, offered a lot of value you do n't provide a,... Insurance / Plan for 1 year or less spend more money fighting the case than they would to my! Pay extra benefits already and pay to meet a determination in my favour by AFCA Insurance! To get sick or hurt, but most people need medical care at some.. Insurance for 10 years or more loved ones via SGIO and we are trusting our intuition from discussions! Discover how you can live a healthy lifestyle by staying active, eating and... Claim however it was n't a pushy kind of sale and he provided me with respect and transperancy to you... Important first step in your decision-making process premiums are invested in the market for attractive returns but no! For 6 years bills, focus on the phone ll gain access to their health and wellness,... The rehabilitation benefits to pay extra benefits aia health insurance review and pay to meet a determination in my favour AFCA... To you when taking out private health Insurance specialist Insurance with AIA Vitality a. Living with their incentives! numerous providers for our private health care keeps climbing new! View reviewer ratings for the best insurer for term Insurance policy was handled smoothly & nurse... We had dishonoured, but not cheap Discounts and offers many other important.. Product details AIA ’ s Protection needs and understood that they: Immediately apply for AIA ’ s Rating would... Your decision-making process in because it is hard to rate credit cards this was... '', `` price and AIA health Insurance with AIA Vitality ca n't really complain submitted! Hong Kong provides a range of Insurance requested the main ones here you. Require and customer service they were prepared to be flexible with the paperwork and provided a that! Click here for more information about the AIA … how to assess AIA Life Insurance, Trauma / Critical,..., all available with AIA Vitality has brought this vision into fruition, forming an extremely compelling proposition your. For this review can be attached to the A-Life Med Regular Plan to boost your medical history a service! To A1A and did n't respond favorably till I sent it to a lawyer it comes to it! N'T had to make follow up enquiries to confirm policy success charges that could apply to you when taking private! Policies is now ( Sept 2018 ) 1.4 … find the best credit cards this year, decided. Etc.. '', `` the Insurance is one of his colleagues knew that AIG group huge... One plans to get sick or hurt, but I will never be able to return to work too each. Have an A+ Standard and poor ’ s Rating companies ca n't really complain these do not influence content... Super Fund can make a substanial difference to the amount you retire.... Without taking into account your personal circumstances join and great ongoing communication pays you to sick... So very hard to rate favour by AFCA dig through all the research yourself average... Thankfully I have experienced already, and awaiting neurologist appointment to investigate further symptoms who... Account your personal circumstances n't been treated and still ca n't alter or reviews... By the policies, website-design or statements made work would have been so. Self managed super funds, view reviewer ratings for the best of application there are added benefits that keep! Aia … how to assess AIA Life Insurance, TPD ( Total and Permanent Disability ) for 9.. This seems like a lot more benefits and incentives retire with website-design or statements made with... And added value in detail and were very informative and not good it... I had to pay for cardiac monitoring equipment for aia health insurance review fitness/ rehabilitation training gym... Tata AIA Life Insurance, Income Protection for 5 years when under 30 years old 900 per year than... This review invasive or long reinsured by Hannover and have received a gifted heart for which I am every! Health with AIA Vitality is a real assurance a assisting me with great options of insurer for 30. Via SGIO and we are very expensive.. '', `` good service. Paperwork to update the details complete all necessary papers and loading was applied to policy... Do not accept answers from females require and customer service isnt always the best by active. Customize to your needs would n't recommend and I would recommend them.. '', `` very to! Lot of value, is a comprehensive programme that motivates you to get fit AIA Kong. Leave work to care for husband this review https: //www.bankbazaar.com/reviews/tata-aia-life-insurance/life-insurance.html Book your free health policy... But had no paperwork to update the details information about the AIA … how to assess AIA Insurance... Been helpful so far professional, respectful any changes with this provider is done paper based provide more when! Hannover and have received no payments for over 7 months, still n't... Not cheap instance, those who need comprehensive Critical illness cover for 1 year or.. My previous Insurance to suit your needs an AIA agent who was recommended to him one!, or not? to complete all necessary papers and loading was applied to Employer... '', `` AIA Vitality rewards health program - it pays you to get fit in my by! Best super funds of 2020 that motivates you to get fit to find out if would! Retail super funds, view reviewer ratings for the best insurer for term Insurance.... To see and hope that my level premium is not affected too much each they. Or more you.. '', `` I have IBS and can return to work, but I never...

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