gatehouse mortgage rates

This is the first time rates have reach the threshold in a year. The cuts include the 75 per cent FTV five-year fix reduced from 4.69 per cent to 3.99 per cent, and the 75 per cent FTV from 4.14 per cent to 3.90 per cent. Use our free mortgage service to compare rates from the UK's leading lenders. The arrangement fee is £995. To find out more information or apply, simply click the ‘Apply’ button. No overpayments can be made during the fixed term period. Please contact us for more information. So a mainstream bank borrows £100,000 off the Bank of England at the base rate of 0.75% and then lends that £100,000 out to Bob at 2% and takes the difference. Compare Gatehouse Bank mortgage rates against the whole mortgage market to see how much you could save? Looking to save? International buyers see the biggest reductions, with the rate on the five-year fixed term reduced by 0.7 percentage points to 3.99 per cent. A good rate for a 60% buy-to-let mortgage that can be used to either purchase or remortgage a buy-to-let property is from Post Office Money. SIGN IN to access the broker portal. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. Please see our Tariff of Charges for more details. Meanwhile the two-year fixed rate for these landlords has dropped 0.24 percentage points to … REQUEST ACCESS Perfect for buyers prepared to think differently. For UK residents, the two-year fix was cut to 3.29 per cent and the five-year fix to 3.89 per cent, up to 80 per cent loan to value (LTV). This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Financial Services Register number: 475346. The application fee is payable on completion and deducted from the finance amount. Please note the minimum property value required is £80,000 and it must be located in England or Wales. The above two deals … Gatehouse Bank has announced rate reductions across its buy-to-let mortgage range. Gatehouse Bank has announced a series of rate reductions to products within its buy-to-let range by up to 0.46 per cent. The cuts include the 75 per cent FTV five-year fix reduced from 4.69 per cent to 3.99 per cent, and the 75 per cent FTV from 4.14 per cent to 3.90 per cent. Gatehouse Bank has cut rates across its buy-to-let mortgage range by up to 0.7%. Gatehouse on the other hand can’t borrow from the Bank of England as it can’t deal in interest. Minimum/Maximum finance amounts and finance terms may differ between our various finance products. Compare Gatehouse Bank mortgage rates against the mortgage market to see how much you could save? Gatehouse Bank has announced rate reductions across its buy-to-let mortgage range. Please see our Tariff of Charges for more details. Gatehouse Bank has launched a new market-beating fixed-rate bond, paying 2.1 per cent interest.. Please note the minimum property value required is £80,000 and it must be located in England or Wales. Refinance 65%Debt consolidation is not allowed. The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. ... Our home purchase plans, an alternative to conventional mortgages, offer you competitive rates and an ethical approach. Tariff of Charges. The Gatehouse Bank standard variable rate is currently 4.5%. Find out more. Gatehouse will also now allow refinancing within six months of purchase for all buy-to-let customers, subject to an enhanced due diligence process. View our award-winning products. Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Why not try our Buy-to-Let Affordability calculator or contact us for more information. Gatehouse Bank is a pioneering UK Bank offering Shariah-compliant ethical savings, home finance, buy-to-let finance, commercial property finance and more. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The above two deals are for international residents, both individual and corporate. For finance exceeding £1m, max FTV is 70%. Looking to save? Our SVR (Standard Variable Rate) is currently 3.85%. *Example rate shown is a 2 year fixed rate mortgage from HSBC with an initial rate of 0.99% for 2 years; then reverts to 3.69% after intro period. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It's December 2018 and still not Done. Tariff of … We offer a 'Rental Top-up' facility. Fees and charges cannot be added to the finance amount. Refinance 65%Debt consolidation is not allowed, Please note the minimum property value required is £80,000 and it must be located in England or Wales, Up to 4 applicants (income considered from two highest earning applicants only), Maximum age at end of finance term 75 years or retirement age if earlier, Our SVR (Standard Variable Rate) is currently 3.85%. Gatehouse Bank cut rates on its buy to let (BTL) range for two- and five-year fixes. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Use our quick online calculators to find out how much housing finance we could provide and how much it will cost you, here in one easy location. You could fix that exchange rate today with a small deposit, and pay for the bulk of that transaction at the completion of the forward contract. Elsewhere, Gatehouse Bank has adjusted the rates on its full buy-to-let range. Minimum finance amount £75,000Maximum finance amount £5m. To guarantee the exchange rate, private clients will have to pay for at least 10% of the value straight away (a margin deposit) and the balance on … Our Standard Variable Rate (SVR) is currently 3.85%. Gatehouse had the best rates in comparison to equivalent banks. GET MORTGAGE QUOTES AND START COMPARING RATES NOW! Please note that the information provided is for illustrative purposes only and does not constitute any form of finance offer or advice. There is a two-year fixed rate product available to UK residents at 3.19%, down from 3.29%, while the five-year fixed term buy-to-let product has been reduced by 0.24% to 3.65%. Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Financial Services Register number: 475346. Use our free mortgage service to compare rates from the UK's leading lenders. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Fees and charges cannot be added to the finance amount. These products fall outside the scope of regulation by the Financial Conduct Authority. Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Compare Gatehouse Bank mortgage rates against the mortgage market to see how much you could save? We have an experienced team on hand to help you every step of the way. You can use it just like a conventional mortgage to buy or refinance your property. Gatehouse said our mortgage would take 6 weeks to process in March 2018. Borrowers must be 70 years old or below at the end of the mortgage term. Valuation Fees and Legal Fees will also apply. For finance exceeding £1m, max FTV is 70%. The most significant reduction is a 0.70% rate cut to its 5-year fixed term for international residents, which now costs 3.99%. Our SVR (Standard Variable Rate) is currently 3.85% . We have access to mortgage rates from as little as 0.99%*. We have an experienced team on hand to help you every step of the way. Finance-to-value is the equivalent of loan-to-value on conventional mortgages. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. The application fee is payable on completion and deducted from the finance amount. The rate is 1.78% fixed until the end of January 2022 and it has an arrangement fee of £495. Copyright © 2018 Gatehouse Bank plc. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. Gatehouse Bank offers a range of products including Home Purchase Plans and Buy-to-Let, for both UK residents/entities and UK Expats/International residents/entities. The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Our Standard Variable Rate (SVR) is currently 3.85%. If you require further information, please contact us. Gatehouse launches new mortgage alternative Under the new offer from Gatehouse Bank, homebuyers can now apply for a five-year fixed-rate deal, with an initial rate of 2.99% (reverting to an SVR of 4.5%). Copyright © 2018 Gatehouse Bank plc. The Gatehouse Bank standard variable rate is currently 4.5%.We have access to mortgage rates from as little as 0.99%*. To find out more information or apply, simply click the ‘Apply’ button. This product falls outside the scope of regulation by the Financial Conduct Authority. Standard Variable Rate. For UK residents, the 2-year fixed term and 5-year fixed term buy-to-let products have been cut by 0.10% to 3.19% and 0.24% to 3.65% […] YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. Valuation Fees and Legal Fees will also apply. No overpayments can be made during the fixed term period. Full product details can be found in links below or you can download our product guides if you prefer. Gatehouse Bank has lowered its finance-to-value limit to 65 per cent on buy-to-let and home purchase plans, while suspending loans against houses in multiple occupation, multi-unit blocks, new-builds and apartment buildings over six storeys. The overall cost for comparison is 3.43% APRC (03/11/2016). The polished rate beats those of closest rivals Atom Bank, Investec Bank and … Gatehouse Bank has cut rates across its buy-to-let mortgage range. Refinance 65%Debt consolidation is not allowed, Please note the minimum property value required is £80,000 and it must be located in England or Wales, Up to 4 applicants (income considered from two highest earning applicants only), Maximum age at end of finance term 75 years or retirement age if earlier. A Buy-to-Let purchase plan offers you a Shariah-compliant alternative to a mainstream Buy-to-Let mortgage, with competitive rates and an ethical approach. Gatehouse Bank plc is a Shariah-compliant challenger bank based in London and is part of the Gatehouse Financial G View All 30+ HMO Mortgage Lenders View All 800+ HMO Mortgage Rates Please note the minimum property value required is £100,000 and it must be located in England or Wales. Remember me Forgot your password?. You’ll need to have at least 20% of the amount you borrow (an 80% finance-to-value ratio), and repay over a term of up to 35 years. This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. Home Purchase products for £100,000 over a 25 year term, based on an Acquisition & Rent agreement. Please note the minimum property value required is £100,000 and it must be located in England or Wales. GET MORTGAGE QUOTES AND START COMPARING RATES NOW! Please try one of the other filter options. Refinance 65%Debt consolidation is not allowed. The 80 per cent FTV two-year fix has been reduced from 3.75 per cent to 3.29 per cent, and the 80 per cent FTV five-year fix from 4.29 per cent to … An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. 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